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How much cash will you float on the next big job?

On a $2M commercial job, the cash gap, weekly payroll out, GC payments 45 days away, could have a $400-500K peak gap under a chosen cost and billing schedule. These are hypothetical inputs, not a measured industry outcome. Move the sliders and test the timing before signing.

Sam Yang
Built by Sam Yang, Founder & CEO · LinkedIn ↗
Ex-CFO across trades, SaaS & services · $2.5B in total PE/banking transactions · Stanford MBA

Question 1 of 3

What kind of work do you do?

We use this to set your trade-specific cost mix and benchmarks.

Want a real model on your specific project?

This calculator gives you a directional answer. We can build a week-by-week model on your actual contract, with your real labor mix, material spend, draw schedule, and supplier terms, and show borrowing-capacity sensitivities and checks to validate the gap. Approval, sufficient capacity and cash improvement are not assured.

Operating review

Questions before treating profit as cash

The margin, cash, and operating questions we check first when reviewing your numbers.

What completed work has not yet become an invoice?

Completion, billing and collection are separate events. A profitable job can still be waiting for a billing handoff.

Evidence to request: Match completed job records with issued invoices, then identify the person responsible for each unresolved handoff.

Which invoices explain the next cash shortfall?

Total receivables can conceal a few large balances that matter more than many small invoices.

Evidence to request: Compare dollar-weighted aging, promised payment dates and available bank cash before setting collection priorities.

Does the cash forecast include the next payroll funding event?

A completed or approved payroll run does not establish the date and net amount that will leave the bank.

Evidence to request: Retain the run, check date, funding evidence and correction credits beside the forecast assumption.

Simple pricing

Three tiers, one ladder.

$500+/mo

Bookkeeping

The clean data layer: monthly books, reconciliations, and organized financials AI can work with.

$1,500-$5,000/mo

Scale

The full AI operating layer: custom agents, weekly actions, and benchmarks to grow margin per hour.

Custom

Platform / Multi-Office

Multi-branch benchmarking and scorecards for PE-backed and multi-location groups.

Related reading

See your real cash gap on your real contract

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